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Commercial Auto Insurance for Louisiana Companies

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Keep Your Business on the Move

Coverage for Vehicles that Work

If your truck, van, or car is used for business, it likely needs commercial auto. Personal policies often exclude regular business use. Whether you run service calls in Metairie, deliver in New Orleans, or cover crews across Jefferson Parish, Granen Insurance builds policies that meet contract requirements and lender needs.

Sign prohibiting a collision between a truck and a car.

What Commercial Auto Covers

Liability covers injuries and damage your driver causes to others. Collision and comprehensive repair or replace your vehicle after crashes, theft, vandalism, or storms. Medical payments can help with medical costs. Uninsured motorist coverage is important on Louisiana roads. Add hired and non-owned liability if employees drive their own cars for errands so your company is protected.

Delivery truck icon with a check mark.

Vehicles And Uses We Insure

We insure sedans, pickups, cargo vans, box trucks, and service utility trucks. Local delivery, light construction, sales calls, and mobile services are common uses. If you also need premises coverage and contents protection, a business owners policy can work alongside your auto policy. Some contracts also require proof of general liability insurance for on-site work. We help you coordinate all three.

FAQ – Commercial Auto

Answers for Louisiana Roads

  • Do I need commercial auto if my truck has a logo?

    Branding and regular work use are signs you need it.

  • Are tools in my van covered?

    Tools are covered under inland marine or property, not auto. Ask us to add a tools floater.

  • Can I list multiple drivers and vehicles?

    Yes. We schedule drivers and units and can add or remove them as your business changes.

Stay Protected, No Matter Where the Job Takes You

Coverage for Company Vehicles and Drivers

Whether you own one vehicle or a fleet, commercial auto insurance covers accidents, liability, and downtime so operations stay smooth.