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Dental and Vision Insurance That Keeps Care Affordable

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Make routine care predictable

Smarter coverage for routine care

Cleanings, fillings, crowns, eye exams, and new lenses are easier to budget with dedicated dental and vision plans. Families, professionals, and retirees use this coverage to keep preventive care on schedule and reduce out-of-pocket costs. Granen Insurance compares networks, premiums, and allowances across 31+ states, and we can bundle with your health insurance or coordinate with medicare supplement when you want broader protection.

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Dental choices

Most plans include two cleanings per year, X-rays, and basic services like fillings. Major services such as crowns, root canals, and implants may have waiting periods and annual maximums. PPO networks offer flexibility, while DHMO options can lower costs if you stay in network. If you need help deciding, start with your provider list and planned procedures for the next 12 to 24 months.

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Vision Choices

Annual eye exams typically carry a small copay, with lens and frame allowances on a set schedule. Contacts are available as an alternative benefit in many plans. Savings programs may reduce costs on second pairs or specialty lenses when you use network providers. If you are comparing against other supplemental coverage, review critical illness insurance for larger, diagnosis-based payouts that address non-routine expenses.

FAQ – Dental & Vision Plans

Frequent Questions

  • Are cosmetic dental procedures covered?

    Most plans exclude whitening or purely cosmetic work.

  • Can I use HSA or FSA funds?

    Yes, qualified dental and vision expenses usually qualify.

  • Are there no-waiting-period plans?

    Some carriers offer immediate preventive benefits; major services may still have waits.

  • Can I enroll year-round?

    Many dental and vision plans allow enrollment any time.

Extra Help For Hospital Bills

Dental and vision made affordable

Reduce out-of-pocket costs for cleanings, crowns, exams, lenses, and frames. Choose plans that fit your providers and budget.