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Classic and Collector Car Insurance for Louisiana Enthusiasts
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Special Coverage for Your Prized Vehicle
Protection Designed for Collectibles
Collector vehicles are driven less, stored carefully, and often appreciate. Granen Insurance pairs Louisiana owners with classic programs that recognize limited use and offer agreed value, so a total loss pays the amount you and the carrier agree upon. From Metairie garages to Northshore show days, we tailor coverage to how you enjoy the car.
Key Features Of Classic Policies
Agreed Value and Hobby-focused Benefits
Agreed value pays the full insured value after a covered total loss. Many programs include coverage for spare parts, specialty tools, and flatbed towing. Usage plans fit club events and weekend drives, not daily commuting. We compare classic carriers and coordinate your liability limits with Auto insurance and higher limits through Umbrella insurance when appropriate.
What Vehicles We Insure
From Antiques to Modern Collectibles
We place muscle cars, pre-war antiques, vintage trucks, exotics, restomods, and classic motorcycles. If you are mid-restoration, we can insure the project with comprehensive coverage in the garage. Granen Insurance helps document value with market data or appraisals when needed.
FAQ – Classic Car
Answers for Collectors
What qualifies as a classic?
Many carriers accept 20 to 25 years old or newer limited-production models kept for hobby use.
Do I need an appraisal?
Often not for moderate values, but unique or high-value cars may require one.
Can I drive to work sometimes?
Policies are meant for pleasure use and events. Ask us about any limited commuting allowances.
Preserve Your Automotive Legacy
Specialized Coverage for Collector Cars
Classic car insurance offers agreed-value protection and flexible mileage options—perfect for Louisiana collectors who value their investment.