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Boat and Watercraft Insurance for Louisiana Waters
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Stay Afloat with the Right Coverage
Protection for Lakes, Rivers, and The Gulf
From fishing Bayou St. John to weekends on Lake Pontchartrain, boaters around New Orleans and Metairie rely on marine insurance for storms, theft, and on-water liability. Some marinas and lenders require coverage. Granen Insurance places bass boats, pontoons, sailboats, and jet skis with carriers that understand local risks.
What Boat Insurance Covers
Hull, Liability, and More
Physical damage insures your hull, motor, and equipment for collision, sinking, fire, theft, and hurricane damage. Liability covers injuries or property damage you cause on the water or at the dock. Medical payments helps with injuries to you or your passengers. Uninsured boater coverage responds if another boater has no insurance. Many policies include salvage and wreck removal and can insure the trailer and fishing gear. We coordinate with Homeowners insurance for any overlap on small boats and advise when a stand-alone marine policy is best.
FAQ – Boat Insurance
What Travelers Ask Us
Is boat insurance required in Louisiana?
The state does not require it for most vessels, but marinas and lenders often do, and coverage is strongly recommended.
How do hurricanes affect my policy?
Policies may include named-storm deductibles and haul-out coverage. We review those terms before season.
Does my homeowners policy cover my boat?
Only small boats with low horsepower and limited liability. Larger or faster boats need a separate policy.
Enjoy Louisiana Waters Safely
Coverage That Keeps You Afloat
From bass boats to sailboats, protect your vessel against damage, theft, and liability—so every trip is smooth sailing.