|

Medicare Part D Prescription Drug Plans

|

Why Part D matters

Add Drug Coverage to Your Medicare

Part D plans are offered by private insurers to help pay for outpatient prescriptions that Original Medicare does not cover. You can enroll in a standalone plan with a supplement or use a Part D plan that is built into Medicare Advantage. Granen Insurance checks your medications, pharmacies, and mail-order options to build a plan list that fits your needs in Metairie and New Orleans.

Icon of a medical document, shield with plus sign, pill bottle, and pills.

How plans work

Each plan has a formulary and tiers with different copays. Most plans include a deductible, an initial coverage phase, and protection against very high costs later in the year. Preferred pharmacy networks can lower your copays. We model your annual cost before you enroll.

Pill bottle with a cross symbol and two pills.

Choosing the right plan

The best plan is the one that covers your drugs at the lowest total cost. Premiums, copays, and pharmacy contracts all matter. We compare multiple carriers that serve Jefferson Parish and nearby parishes, then help you enroll correctly during the fall Annual Enrollment Period or when you are first eligible for Medicare.

FAQ –  Part D

Answers to Common Questions

  • Do I need Part D if I take no medications?

    A low-cost plan can prevent a late penalty and protect you if needs change.

  • Can I change plans each year?

    Yes during Oct 15 to Dec 7. We recheck your meds annually.

  • Are all plans the same?

    No. Formularies and pharmacy pricing vary.

  • Does Part D include insulin savings?

    Many plans cap monthly insulin costs. We confirm the current rules for your options.

Keep Prescriptions Affordable

Medicare Drug Coverage That Fits Your Needs

Find a Part D plan that matches your prescriptions and budget. Granen Insurance helps you evaluate coverage options so you never overpay for medications.