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General Liability Insurance for Louisiana Businesses

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Protect Your Business from Lawsuits

Your First Line of Defense

One accident can trigger medical bills, legal fees, and a demand letter. General liability insurance helps pay for third-party injuries and property damage tied to your operations. From a slip in a Metairie lobby to an installation mishap at a New Orleans job site, Granen Insurance helps you set the right limits and provide certificates when clients ask.

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What It Covers

Bodily injury pays when a visitor is hurt and you are responsible. Property damage pays to repair or replace the customer’s property you accidentally damage. Personal and advertising injury addresses claims like libel or copyright in ads. Medical payments can handle small injuries on site without a lawsuit. GL does not replace commercial auto insurance or cover professional errors. Pairing GL with a business owners policy can add property and business income in one bundle.

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Industries We Cover

We place coverage for contractors, retailers, restaurants, tech startups, and professional offices across Jefferson Parish, the Northshore, and the River Parishes. If your lease or vendor requires proof of insurance, we issue certificates quickly so work does not stall.

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How Much Liability Do You Need

Many small policies start at 1 million per occurrence and 2 million aggregate. Higher foot traffic, hot work, or larger contracts may call for higher limits. We can add a commercial umbrella if a contract requires extra protection beyond GL.

FAQ – General Liability

Straight Answers for Owners

  • Is GL required by law?

    Not usually, but leases and contracts often require it.

  • Does GL cover bad advice?

    No. That is professional liability.

  • Are products covered?

    Standard GL includes product liability for eligible classes.

Protect Your Business Reputation

Essential Coverage for Everyday Risks

General liability insurance shields your business from claims of property damage or injury—helping you stay protected and professional.