|

Medicare Advantage Plans in Louisiana

|

What is Medicare Advantage

All-in-one Coverage Through Part C

Medicare Advantage plans are offered by private insurers as an alternative to Original Medicare. They include Part A and Part B, usually add prescription drug coverage, and often bundle extras like dental, vision, hearing, over-the-counter allowances, and fitness benefits. You must be enrolled in Parts A and B and live in the plan service area to join. Granen Insurance helps Metairie residents compare options in Jefferson Parish and New Orleans, then enroll with confidence through Medicare.

Doctor icon with a plus sign, suggesting adding a new doctor.

Plan types and networks

Most Louisiana plans are HMO or PPO designs. HMOs generally require in-network doctors and referrals for specialists. PPOs offer more flexibility and partial coverage out of network. Some residents may qualify for Special Needs Plans that coordinate care for chronic conditions or dual Medicare and Medicaid eligibility. We verify your preferred doctors and hospitals in networks such as Ochsner, East Jefferson, and Tulane Lakeside before you enroll.

Two signs: a checkmark and an "X" in circles, each above 4 horizontal lines.

Pros and cons to consider

Pros may include low or zero premiums, one ID card for medical and drugs, routine dental and vision, and added perks. Tradeoffs can include copays as you use care, prior authorizations for some services, and network rules for non-emergencies. We show total estimated costs for common care in Metairie and nearby River Ridge so you can decide with clarity.

Hand touching a laptop screen, displaying a user interface with boxes.

Local plans in Louisiana

Louisiana residents can choose from major carriers like Humana, Aetna, UnitedHealthcare, Peoples Health, and Blue Cross and Blue Shield of Louisiana. Availability and benefits vary by parish. Our licensed team compares benefits, star ratings, drug formularies, and network strength side by side.

Clipboard with person icon and plus sign, suggesting adding a new entry.

Enrollment periods for Part C

Initial Enrollment starts when you first get Medicare at 65 or after disability eligibility. The Annual Enrollment Period runs Oct 15 through Dec 7. The Open Enrollment Period for Medicare Advantage runs Jan 1 through Mar 31 and allows a one-time plan change. Certain life events can create a Special Enrollment Period. For alternatives without networks, learn about Medicare Supplement plans and pair them with Medicare Part D for prescriptions.

FAQ – Medicare Advantage

Answers to Common Questions

  • Do I lose Original Medicare if I join?

    No. You keep Medicare, and the plan manages your benefits. You use the plan card at the doctor.

  • Can I switch back to Original Medicare?

    Yes during allowed periods. You can add Medicare Part D and apply for a supplement if desired.

  • Are my prescriptions covered?

    Most plans include drug coverage. We confirm your medications in the formulary and estimate costs.

  • Will my doctor accept the plan?

    We check the network and help you choose a plan that includes your preferred providers.

Simplify Your Medicare Choices

All-in-One Medicare Coverage with Extra Benefits

Medicare Advantage combines hospital, medical, and often prescription coverage into one plan—helping you streamline care and costs under trusted Louisiana carriers.